Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Hero Image

Bar

Utjeha-Bušat | Bar Municipality

The Foundation of

Villa Living

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Chestertons Global Team

Presented At

€450,000

Bedrooms

Bathrooms

Living

4,844

SQFT

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 1

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 2

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 3

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 4

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 5

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 6

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 7

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 8

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 9

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 10

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 11

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 12

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 13

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. - Photo 14

Bar

Utjeha-Bušat | Bar Municipality

Bar, Utjeha-Bušat, Bar Municipality, Montenegro. , Utjeha-Bušat , Bar Municipality

Luxury villa for sale near Utjeha

Luxury villa for sale near Utjeha. Located only 200 meters from the sea, it has an area of 450m2 and has 3 floors. On the ground floor there is a building with a separate entrance that can be used independently. It is intended for service. The first and second floors can be used depending on the need. The villa has two living rooms, four bedrooms, four bathrooms and two kitchens. There are also three covered terraces, each of which is 35m2, apart from the large terrace of 103m2 located on the roof of the house, which offers a beautiful view of the sea and the mountains. The 500m² yard is paved with stone and grass areas. In the design, horticultural units were taken into account, and the plants that were planted were specially chosen. There is space for a swimming pool and jacuzzi in the yard. The villa is surrounded by luxury facilities, which indicates that the bay in which it is located is extremely attractive, first of all, due to the exceptional climatic conditions, the rose of winds and the cleanest sea on the entire Adriatic.

Property

3D Street View Tour

Property Location

Bar, Utjeha-Bušat, Bar Municipality, Montenegro., Utjeha-Bušat Bar Municipality

Local Weather & Climate

Utjeha-Bušat, Bar Municipality

Current Conditions Updated recently

55 °F

Broken clouds

Feels Like 54°F

Humidity 82%

Wind 5 mph

Visibility 6.2 mi

Sunrise 5:50 AM

Sunset 4:05 PM

5-Day Forecast

Sat 7 Feb

Rain

High 57°

Low 54°

Sun 8 Feb

Rain

High 55°

Low 51°

Mon 9 Feb

Clouds

High 54°

Low 51°

Tue 10 Feb

Clouds

High 56°

Low 52°

Wed 11 Feb

Rain

High 56°

Low 51°

Annual Climate Based on last 12 months

58° Avg Low

Jan

70° Avg High

Aug

131 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

73.9" Annual Rainfall

Wet climate

❄

2 Snow Days

per year

Monthly Temperatures

Jan

53°

43°

Feb

56°

46°

Mar

60°

48°

Apr

67°

54°

May

73°

59°

Jun

85°

71°

Jul

88°

73°

Aug

91°

77°

Sep

83°

69°

Oct

68°

56°

Nov

61°

52°

Dec

57°

46°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Utjeha-Bušat?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$450,000

Bar, Utjeha-Bušat, Bar Municipality, Montenegro.

Utjeha-Bušat, Bar Municipality

4 Beds

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Market Opinion

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Our perspective on current market conditions in Utjeha-Bušat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $45,000,000 20% down ($9,000,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$3,867/day

Your home may appreciate while you sleep

$27,142/week $117,616/mo $1,411,396/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$24.8M

+$35.1M

$35.1M Potential Equity

vs $24.8M lost to rent over 10 years

$9.0M Down Payment Growth

3.9x

10yr

$35.1M

8.1x

20yr

$72.7M

12.6x

30yr

$113.7M

Wealth Comparison

×271

Equivalent to 271 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $113.7M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $53.0M +18%

Market $61.3M +36%

Optimistic $70.7M +57%

$35.1M est. equity

20 Years

Conservative $62.4M +39%

Market $83.5M +85%

Optimistic $111.1M +147%

$72.7M est. equity

30 Years

Conservative $73.5M +63%

Market $113.7M +153%

Optimistic $174.6M +288%

$113.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Bar, Utjeha-Bušat, Bar Municipality, Montenegro have?

This house at Bar, Utjeha-Bušat, Bar Municipality, Montenegro features 4 bedrooms with 4,844 square feet of living space.

What is the size of Bar, Utjeha-Bušat, Bar Municipality, Montenegro?

This property offers 4,844 square feet of living space.

What is the listing price for Bar, Utjeha-Bušat, Bar Municipality, Montenegro?

This property is listed at $45,000,000, which equals $9290 per square foot.

Is now a good time to buy a home in Utjeha-Bušat?

Based on current market indicators, Utjeha-Bušat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Utjeha-Bušat?

Utjeha-Bušat features a pleasant climate. Average temperatures range from 58°F in winter to 70°F in summer. The area receives approximately 73.9 inches of precipitation annually. There are about 131 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Utjeha-Bušat?

Utjeha-Bušat tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Bar, Utjeha-Bušat, Bar Municipality, Montenegro?

This is a house located in Utjeha-Bušat, Bar Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.